“I just don’t get why our basement flooded.” Or, “our house is built up so high, so where’s the water coming from?” And, “we’ve never had this type of flooding before.”
These are some famous last words expressed by many an exasperated homeowner, standing in their basement, watching the house cat float by on a yoga mat, salvaged from an exercise room that is now four inches deep in water.
The how’s and why’s of water infiltration will be argued, strategized and brainstormed until we all reside on the planet Mars, or until a Canadian-based team makes it to the Stanley Cup finals, whichever comes first. What we know for sure is that flooding can happen in both new and older homes and is exponentially more likely to occur once you’ve finished the basement, or have used the term “never” to describe your basement flooding experiences.
So, assuming a basement flood, or water in the basement – since whatever pipe break upstairs will have water eventually showing up in the basement anyway – is part of every homeowner’s inevitable future, we all need to prepare a Go-Bag. Actually, considering the amount of supplies needed to efficiently rid a basement of water, realistically, you may need a Go-Closet.
Now you may question: “Why go through the time and expense of creating a Go-Bag, when a simple call to the insurance agent is usually all it takes?”
Two key points here.
One, the quicker you can get rid of the water, the better. Depending on a number of circumstances, including time of day and the availability or proximity of a restoration crew, it may be hours before the fellows start hauling equipment down your basement stairs. If you can get a jump on the crisis and get things somewhat under control before the clean- up crew arrives, the less chance there will be for total loss.
Don’t get me wrong, the first call out in a flood situation has got to be to the restoration people. You’ll require their manpower, expertise, water-removal pumps, humidity control units and dryer fan machines in order to get the basement atmosphere back to normal. However, every bit helps, and if that means being able to keep the flood flow to a minimum, or even dropping the water level a bit, then that will pay dividends.
Which, brings us to Go-Bag reason number two. By taking early action, you may not want, or need, to file an insurance claim. Insurance claims regarding flood losses are a relatively easy process to complete the first time, not so easy the second, with there likely being no third dance.
So, we do what we can to avoid the first claim. Plus, there’s likely a deductible in your policy that will cost you hundreds, or thousands of dollars, depending on which program you’ve chosen.
As a result, if you can keep the damage to an affordable amount, it might be best to pay now, when the damage is relatively minimal and file for compensation later, should your home suffer a full water disaster.
If the Go-Bag expense and strategy sounds a bit like having one insurance policy in order to guard against another, well, it kind of is. However, having a plan B is never a bad idea.
What goes in the Go-Bag?
Rubber boots, of course, rubber gloves, sump pump and the all-important and never too long sump-pump hose. Sump-pump hoses come in 25-foot sections and cannot be spliced together without the proper connecting flange and tie-clips, which don’t come in the bag with the hose. So, be sure to pre-attach the hoses to a length that’ll easily reach and go beyond, the nearest window.
Next, besides a few buckets, old towels and water scoops, you’ll need the indispensable shop-vac. Capable of drawing up water as well as dirt and practically indestructible under general use, no home should be without one of these guys.
Good building, and good luck avoiding any floods.